Colorado § 10-4-104 - Competency of minor to contract for insurance - nonavoidance.
Full text of Colorado Colorado Revised Statutes § 10-4-104 — Competency of minor to contract for insurance - nonavoidance., with citation guidance and answers to common questions.
§ 10-4-104. Competency of minor to contract for insurance - nonavoidance.
Any minor sixteen years of age or older may, notwithstanding his or her minority, contract for insurance, including motor vehicle insurance, upon his or her own property or liabilities. The minor is hereby determined to be competent to exercise all rights and powers with respect to or under any such contract as might be exercised by a person of full legal age and may at any time surrender the minor's interest in the contract and give valid discharge for any benefits accruing or money payable thereunder. Having entered into a contract for insurance, the minor is not entitled to rescind, avoid, or repudiate the contract nor to rescind, avoid, or repudiate any exercise of a right or privilege under the contract by reason of minority.
Source: L. 63: p. 573, § 1. C.R.S. 1963: § 72-1-54. L. 2019: Entire section amended, (HB 19-1023), ch. 239, p. 2361, § 1, effective August 2.
Cross references: For competency of persons to enter into any legal contractual obligation, see § 13-22-101.
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 10-4-104
What does Colorado Revised Statutes § 10-4-104 cover?
Section 10-4-104 ("Competency of minor to contract for insurance - nonavoidance.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 10-4-104?
A common citation format is "Colorado Revised Statutes § 10-4-104" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 10-4-104 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.