Colorado § 10-19-109 - Requirements for prior hospitalization or institutionalization.
Full text of Colorado Colorado Revised Statutes § 10-19-109 — Requirements for prior hospitalization or institutionalization., with citation guidance and answers to common questions.
§ 10-19-109. Requirements for prior hospitalization or institutionalization.
(1) A long-term care insurance policy shall not be delivered or issued for delivery in this state if such policy:
(a) Conditions the eligibility for any benefits on a prior hospitalization requirement;
(b) Conditions the eligibility for benefits provided in an institutional care setting on the receipt of a higher level of institutional care; or
(c) Conditions eligibility for any benefits other than waiver of premium, post-confinement, post-acute care, or recuperative benefits on a prior institutionalization requirement.
(2) (a) A long-term care insurance policy containing any limitations or conditions on eligibility for post-confinement, post-acute care, or recuperative benefits shall clearly label in a separate paragraph of the policy or certificate entitled "Limitations or Conditions on Eligibility for Benefits" such limitations or conditions, including any required number of days of confinement.
(b) Effective July 1, 1991, a long-term care insurance policy containing a benefit advertised, marketed, or offered as a home health care or home care benefit shall not condition receipt of benefits on a prior institutionalization requirement.
(c) A long-term care insurance policy that conditions eligibility for noninstitutional benefits on the prior receipt of institutional care shall not require a prior institutional stay of more than thirty days.
(3) A long-term care insurance policy which provides benefits only following institutionalization shall not condition such benefits upon admission to a facility for the same or related conditions within a period of less than thirty days after discharge from the institution.
Source: L. 90: Entire article R&RE, p. 647, § 1, effective July 1. L. 2007: (1), (2)(a), and (2)(c) amended, p. 199. § 5, effective January 1, 2008.
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 10-19-109
What does Colorado Revised Statutes § 10-19-109 cover?
Section 10-19-109 ("Requirements for prior hospitalization or institutionalization.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 10-19-109?
A common citation format is "Colorado Revised Statutes § 10-19-109" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 10-19-109 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.