Colorado § 10-16-105.6 - Rate usage.
Full text of Colorado Colorado Revised Statutes § 10-16-105.6 — Rate usage., with citation guidance and answers to common questions.
§ 10-16-105.6. Rate usage.
(1) A carrier offering an individual or group health benefit plan shall not require any individual, as a condition of enrollment or continued enrollment under the plan, to pay a premium or, for group plans, a contribution that is greater than the premium or contribution for a similarly situated individual enrolled in the plan on the basis of any health-status-related factor in relation to the individual or to an individual enrolled under the plan as a dependent of the individual.
(2) The prohibition in subsection (1) of this section does not:
(a) Restrict the amount that a carrier may charge an employer for coverage under a group health benefit plan; or
(b) Prevent a carrier from establishing premium discounts or rebates or modifying otherwise applicable copayments, coinsurance, or deductibles in return for adherence to programs of health promotion and disease prevention if otherwise allowed by state or federal law.
(3) Repealed.
(4) A small employer carrier may impose a premium surcharge of up to thirty-five percent above the modified community rate on a small employer group whose small group insurance has been discontinued because of nonpayment of premiums or fraud. The small employer carrier may impose the premium surcharge when the small business group reapplies for coverage in the small group market. A small employer carrier may require the increased premium to apply to the small business group for up to twelve months.
Source: L. 2013: Entire section added with relocations, (HB 13-1266), ch. 217, p. 934, § 9, effective May 13. L. 2016: (2)(b) amended, (SB 16-189), ch. 210, p. 756, § 14, effective June 6. L. 2017: (3) repealed, (SB 17-249), ch. 283, p. 1549, § 19, effective June 1.
Editor's note: Subsections (1) and (2) are similar to former § 10-16-107 (6); subsections (3)(a), (3)(b), and (3)(c) are similar to former § 10-16-105 (13)(a); subsection (3)(d) is similar to former § 10-16-105 (13)(d); and subsection (4) is similar to former § 10-16-105 (14)(a), as those sections existed prior to 2013.
Frequently Asked Questions About Colorado § 10-16-105.6
What does Colorado Revised Statutes § 10-16-105.6 cover?
Section 10-16-105.6 ("Rate usage.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 10-16-105.6?
A common citation format is "Colorado Revised Statutes § 10-16-105.6" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 10-16-105.6 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.