Colorado § 10-1-142 - Prohibition on denial of coverage or increase in premiums of insurance for living organ donors - commissioner to enforce - short title - definitions.

Full text of Colorado Colorado Revised Statutes § 10-1-142 — Prohibition on denial of coverage or increase in premiums of insurance for living organ donors - commissioner to enforce - short title - definitions., with citation guidance and answers to common questions.

§ 10-1-142. Prohibition on denial of coverage or increase in premiums of insurance for living organ donors - commissioner to enforce - short title - definitions.

(1) The short title of this section is the "Living Donor Protection Act of 2019".

(2) Notwithstanding any other law, a person subject to regulation by the division pursuant to this title 10 shall not:

(a) Decline or limit coverage of a person under a policy or contract for life insurance, disability income insurance, health insurance, or long-term care insurance due to the status of the person as a living organ donor;

(b) Preclude a person from donating all or part of an organ as a condition of receiving a policy or contract for life insurance, disability income insurance, health insurance, or long-term care insurance;

(c) Consider the status of a person as a living organ donor in determining the premium rate for coverage of the person under a policy or contract for life insurance, disability income insurance, health insurance, or long-term care insurance; or

(d) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a policy or contract for life insurance, disability income insurance, health insurance, or long-term care insurance for a person based solely and without any additional actuarial risks upon the status of the person as a living organ donor.

(3) The commissioner may use any of the commissioner's enforcement powers to obtain a person's compliance with this section.

(4) (a) The division shall provide information to the public on the access of a living organ donor to insurance as specified in this section. If the division receives materials related to live organ donation from a recognized live organ donation organization, the division shall make the materials available to the public.

(b) If the department of public health and environment receives materials related to live organ donation from a recognized live organ donation organization, the department of public health and environment shall make the materials available to the public.

(c) The division and the department of public health and environment may seek and accept gifts, grants, or donations from private or public sources for the purposes of this subsection (4).

(5) As used in this section:

(a) "Disability income insurance" means a contract under which an entity promises to pay a person a sum of money in the event that an illness or injury resulting in a disability prevents the person from working.

(b) "Health insurance" means a health benefit plan as defined in section 10-16-102 (32).

(d) "Living organ donor" means a living person who has donated all or part of an organ.

(e) "Long-term care insurance" has the same meaning as set forth in section 10-19-103 (5).

Source: L. 2019: Entire section added, (HB 19-1253), ch. 367, p. 3368, § 1, effective August 2.

Source: official Colorado text · Last verified 2026-08-27

Frequently Asked Questions About Colorado § 10-1-142

What does Colorado Revised Statutes § 10-1-142 cover?

Section 10-1-142 ("Prohibition on denial of coverage or increase in premiums of insurance for living organ donors - commissioner to enforce - short title - definitions.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Colorado § 10-1-142?

A common citation format is "Colorado Revised Statutes § 10-1-142" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Colorado law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.

How does Colorado § 10-1-142 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Official text of § 10-1-142 at the Colorado source

Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.