California § 381.1 - The information described in subdivision (b) shall be provided to the policyholde

Full text of California Public Contract Code - PCC § 381.1 — The information described in subdivision (b) shall be provided to the policyholde, with citation guidance and answers to common questions.

§ 381.1. The information described in subdivision (b) shall be provided to the policyholde

(a) The information described in subdivision (b) shall be provided to the policyholder at the time of application for, or issuance of, a policy of automobile insurance, as defined in Section 660, and in each renewal notice sent prior to the renewal of the policy. However, information described in paragraphs (1) and (2) of subdivision (b) may be provided to the policyholder separately upon request. The information shall not be presented as an abbreviation or code unless a key to the abbreviations or codes used is also included. (b) For each rated driver or vehicle, as applicable, the number of incidents or other relevant data that apply to each of the following categories: (1) Traffic convictions. (2) At-fault accidents (property damage or bodily injury). (3) Estimated annual mileage driven. (4) Years of driving experience. (5) Vehicle use (e.g., pleasure, commute, business). (6) ZIP Code of the location where the vehicle is garaged, if different from the mailing address of the policyholder. (7) Driver-related discounts applied. (8) Vehicle-related discounts or surcharges applied. (c) The disclosure of information required by this section may contain additional provisions that are not in conflict with, or derogation of, these provisions. (d) Each insurer shall comply with this section no later than March 1, 2004.

Source: official California text · Last verified 2026-08-27

Frequently Asked Questions About California § 381.1

What does Public Contract Code - PCC § 381.1 cover?

Section 381.1 ("The information described in subdivision (b) shall be provided to the policyholde") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite California § 381.1?

A common citation format is "Public Contract Code - PCC § 381.1" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of California law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.

How does California § 381.1 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in California.