California § 18605 - A premium finance agreement shall be in writing and the printed portion thereof s
Full text of California Public Contract Code - PCC § 18605 — A premium finance agreement shall be in writing and the printed portion thereof s, with citation guidance and answers to common questions.
§ 18605. A premium finance agreement shall be in writing and the printed portion thereof s
A premium finance agreement shall be in writing and the printed portion thereof shall be in at least eight-point type. The agreement shall set forth: 1. The names and addresses of the insured and the company, and the date of the agreement. 2. A description of the insurance contracts for which the premiums are advanced including the total amount of the premiums and fees and a specific breakdown thereof by policies and a general description of coverages. 3. The amount of the downpayment. 4. The cost, if any, for credit life insurance. 5. The principal balance. 6. The finance charges. 7. The unpaid balance. 8. The due date of the first installment. 9. The number, amount and frequency of payment of the installments. 10. A statement that the insured may prepay the full amount due and receive a refund credit of the unearned finance charge, in the manner provided by Section 18629.
Source: official California text · Last verified 2026-08-27
Frequently Asked Questions About California § 18605
What does Public Contract Code - PCC § 18605 cover?
Section 18605 ("A premium finance agreement shall be in writing and the printed portion thereof s") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite California § 18605?
A common citation format is "Public Contract Code - PCC § 18605" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of California law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.
How does California § 18605 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in California.