California § 1789.135 - To protect against fraud and identity theft, when a credit services organization

Full text of California Public Contract Code - PCC § 1789.135 — To protect against fraud and identity theft, when a credit services organization, with citation guidance and answers to common questions.

§ 1789.135. To protect against fraud and identity theft, when a credit services organization

To protect against fraud and identity theft, when a credit services organization sends a written communication by facsimile, electronic mail, United States mail, overnight courier, or other means that contains personal information of a consumer, the credit services organization shall redact the personal information to include only the last four digits of the social security number, taxpayer identification number, or state identification number, the last four digits of the financial account number, credit card number, or debit card number, or the month and year of the consumer’s date of birth, unless the inclusion of the full number or date is otherwise required by law, or is legally permissible and required to achieve the desired objective. Redacting information pursuant to this subdivision shall not be considered a violation of subdivision (w) of Section 1789.13.

Source: official California text · Last verified 2026-08-27

Frequently Asked Questions About California § 1789.135

What does Public Contract Code - PCC § 1789.135 cover?

Section 1789.135 ("To protect against fraud and identity theft, when a credit services organization") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite California § 1789.135?

A common citation format is "Public Contract Code - PCC § 1789.135" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of California law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.

How does California § 1789.135 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in California.