California § 1788.20 - In connection with any request or application for covered credit, no person shall
Full text of California Public Contract Code - PCC § 1788.20 — In connection with any request or application for covered credit, no person shall, with citation guidance and answers to common questions.
§ 1788.20. In connection with any request or application for covered credit, no person shall
In connection with any request or application for covered credit, no person shall: (a) Request or apply for that credit at a time when that person knows there is no reasonable probability of that personâs being able, or that person then lacks the intention, to pay the obligation created thereby in accordance with the terms and conditions of the credit extension. (b) Knowingly submit false or inaccurate information or willfully conceal adverse information bearing upon that personâs credit worthiness, credit standing, or credit capacity.
Source: official California text · Last verified 2026-08-27
Frequently Asked Questions About California § 1788.20
What does Public Contract Code - PCC § 1788.20 cover?
Section 1788.20 ("In connection with any request or application for covered credit, no person shall") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite California § 1788.20?
A common citation format is "Public Contract Code - PCC § 1788.20" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of California law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.
How does California § 1788.20 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in California.