California § 1785.10.1 - It is unlawful for a consumer credit reporting agency to prohibit in any manner,

Full text of California Public Contract Code - PCC § 1785.10.1 — It is unlawful for a consumer credit reporting agency to prohibit in any manner,, with citation guidance and answers to common questions.

§ 1785.10.1. It is unlawful for a consumer credit reporting agency to prohibit in any manner,

(a) It is unlawful for a consumer credit reporting agency to prohibit in any manner, including, but not limited to, in the terms of a contract enforceable in the state, or to dissuade or attempt to dissuade, a user of a consumer credit report furnished by the credit reporting agency from providing a copy of the consumer’s credit report to the consumer, upon the consumer’s request, if the user has taken adverse action against the consumer based in whole or in part upon information in the report. (b) The Attorney General, any district attorney or city attorney, or a city prosecutor in any city or city and county having a full-time city prosecutor, may bring a civil action in any court of competent jurisdiction against any credit reporting agency violating this section for a civil penalty not to exceed five thousand dollars ($5,000) which may be assessed and recovered in a civil action brought in the name of the people of the State of California.

Source: official California text · Last verified 2026-08-27

Frequently Asked Questions About California § 1785.10.1

What does Public Contract Code - PCC § 1785.10.1 cover?

Section 1785.10.1 ("It is unlawful for a consumer credit reporting agency to prohibit in any manner,") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite California § 1785.10.1?

A common citation format is "Public Contract Code - PCC § 1785.10.1" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of California law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.

How does California § 1785.10.1 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in California.