California § 1747.05 - No credit card shall be issued except: (1) In response to an oral or written requ

Full text of California Public Contract Code - PCC § 1747.05 — No credit card shall be issued except: (1) In response to an oral or written requ, with citation guidance and answers to common questions.

§ 1747.05. No credit card shall be issued except: (1) In response to an oral or written requ

(a) No credit card shall be issued except: (1) In response to an oral or written request or application therefor. (2) As a renewal of, or in substitution for, an accepted credit card whether that card is issued by the same or a successor card issuer. (b) A credit card issued in substitution for an accepted credit card may be issued only if the card issuer provides an activation process whereby the cardholder is required to contact the card issuer to activate the credit card prior to the first use of the credit card in a credit transaction. (c) This section does not prohibit the completion of an overdraft protection advance or recurring-charge transaction that a cardholder has previously authorized on an accepted credit card.

Source: official California text · Last verified 2026-08-27

Frequently Asked Questions About California § 1747.05

What does Public Contract Code - PCC § 1747.05 cover?

Section 1747.05 ("No credit card shall be issued except: (1) In response to an oral or written requ") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite California § 1747.05?

A common citation format is "Public Contract Code - PCC § 1747.05" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of California law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.

How does California § 1747.05 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in California.