California § 12319 - Every contract between a prorater and a debtor shall: (a) List every debt to be p

Full text of California Public Contract Code - PCC § 12319 — Every contract between a prorater and a debtor shall: (a) List every debt to be p, with citation guidance and answers to common questions.

§ 12319. Every contract between a prorater and a debtor shall: (a) List every debt to be p

Every contract between a prorater and a debtor shall: (a) List every debt to be prorated with the creditor’s name and disclose the total of all such debts; (b) Provide payments reasonably within the ability of the debtor to pay in precise terms; (c) Disclose in precise terms the rate and amount of the prorater’s charge; (d) Disclose the approximate number and amount of installments required to pay the debts in full; (e) Disclose the name and address of the prorater and of the debtor; (f) Contain such other provision or disclosures as the commissioner shall determine is necessary for the protection of the debtor and the proper conduct of business by a prorater.

Source: official California text · Last verified 2026-08-27

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Frequently Asked Questions About California § 12319

What does Public Contract Code - PCC § 12319 cover?

Section 12319 ("Every contract between a prorater and a debtor shall: (a) List every debt to be p") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite California § 12319?

A common citation format is "Public Contract Code - PCC § 12319" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of California law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.

How does California § 12319 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in California.