California § 12318 - A prorater shall not take: (a) Any contract, promise to pay, or other instrument
Full text of California Public Contract Code - PCC § 12318 — A prorater shall not take: (a) Any contract, promise to pay, or other instrument, with citation guidance and answers to common questions.
§ 12318. A prorater shall not take: (a) Any contract, promise to pay, or other instrument
A prorater shall not take: (a) Any contract, promise to pay, or other instrument which has any blank spaces when signed by a debtor; (b) Any negotiable instrument for the proraterâs charges; (c) Any note, wage assignment, real estate or chattel mortgage, or other security to secure the proraterâs charges; (d) Any confession of judgment or power of attorney to confess judgment against the debtor or to appear for the debtor in a judicial proceeding. (e) Concurrent with the signing of the contract or as part of the contract or as part of the application for the contract a release of any obligation to be performed on the part of the prorater.
Source: official California text · Last verified 2026-08-27
Frequently Asked Questions About California § 12318
What does Public Contract Code - PCC § 12318 cover?
Section 12318 ("A prorater shall not take: (a) Any contract, promise to pay, or other instrument") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite California § 12318?
A common citation format is "Public Contract Code - PCC § 12318" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of California law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.
How does California § 12318 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in California.