California § 10234.85 - No insurer, broker, agent, or other person shall cause a policyholder to replace
Full text of California Public Contract Code - PCC § 10234.85 — No insurer, broker, agent, or other person shall cause a policyholder to replace, with citation guidance and answers to common questions.
§ 10234.85. No insurer, broker, agent, or other person shall cause a policyholder to replace
No insurer, broker, agent, or other person shall cause a policyholder to replace a long term care insurance policy unnecessarily. Nothing in this section shall be construed to allow an insurer, broker, agent, or other person to cause a policyholder to replace a long term care insurance policy that will result in a decrease in benefits and an increase in premium. It shall be presumed that any third or greater policy sold to a policyholder in any 12-month period is unnecessary within the meaning of this section. This section shall not apply to those instances in which a policy is replaced solely for the purpose of consolidating policies with a single insurer.
Source: official California text · Last verified 2026-08-27
Frequently Asked Questions About California § 10234.85
What does Public Contract Code - PCC § 10234.85 cover?
Section 10234.85 ("No insurer, broker, agent, or other person shall cause a policyholder to replace") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite California § 10234.85?
A common citation format is "Public Contract Code - PCC § 10234.85" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of California law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.
How does California § 10234.85 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in California.