California § 10111.7 - An insurer shall not deny or refuse to accept an application for life insurance,

Full text of California Public Contract Code - PCC § 10111.7 — An insurer shall not deny or refuse to accept an application for life insurance,, with citation guidance and answers to common questions.

§ 10111.7. An insurer shall not deny or refuse to accept an application for life insurance,

(a) An insurer shall not deny or refuse to accept an application for life insurance, or refuse to insure, refuse to renew, cancel, restrict, or otherwise terminate a policy of life insurance, or charge a different rate for the same life insurance coverage, based solely upon the applicant’s or insured’s past or future lawful travel destinations. (b) Nothing in this section shall prohibit an insurer from excluding or limiting coverage under a life insurance policy, or refusing to offer life insurance, based upon lawful travel, or from charging a different rate for that coverage, when that action is based upon sound actuarial principles or is related to actual and reasonably expected experience.

Source: official California text · Last verified 2026-08-27

Frequently Asked Questions About California § 10111.7

What does Public Contract Code - PCC § 10111.7 cover?

Section 10111.7 ("An insurer shall not deny or refuse to accept an application for life insurance,") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite California § 10111.7?

A common citation format is "Public Contract Code - PCC § 10111.7" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of California law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.

How does California § 10111.7 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in California.