California § 675.5 - In addition to any policy of insurance specified in Section 675, this chapter sha
Full text of California Public Contract Code - PCC § 675.5 — In addition to any policy of insurance specified in Section 675, this chapter sha, with citation guidance and answers to common questions.
§ 675.5. In addition to any policy of insurance specified in Section 675, this chapter sha
(a) In addition to any policy of insurance specified in Section 675, this chapter shall apply to policies of commercial insurance issued or issued for delivery in this state which are issued and take effect or are renewed on or after January 1, 1987. (b) As used in this section, commercial insurance means commercial multiperil, commercial property, commercial liability, commercial special multiperil, commercial comprehensive multiperil, errors and omissions liability, and professional liability insurance, and any other insurance not included in subdivision (d) which covers any of the following contingencies: (1) Loss of or damage to real property used or owned by a commercial or industrial enterprise. (2) Loss of or damage to personal property, except personally owned motor vehicles, used in the conduct of a commercial or industrial enterprise. (3) Legal liability of any person for loss of, damage to, or injury to persons or property, arising from the conduct of a commercial or industrial enterprise. (c) As used in this section, the term commercial or industrial enterprise includes a business operated for profit, a professional practice, a nonprofit organization, or a governmental entity. (d) As used in this section, the term commercial insurance does not include any of the following: (1) Workersâ compensation insurance. (2) Insurance provided pursuant to the California FAIR plan or the California automobile assigned risk plan. (3) Disability insurance. (4) Automobile insurance covered by Section 660 and property insurance covered by Section 675. (5) Ocean marine insurance. (6) Fidelity and surety insurance. (7) Surplus line insurance, which is nonadmitted insurance as defined in subdivision (m) of Section 1760.1. (8) Reinsurance. (9) Any insurance, other than professional liability insurance for malpractice, errors, or omissions, for which premiums are determined on a retrospective rating basis. (10) Nuclear liability insurance. (11) Nuclear property insurance.
Source: official California text · Last verified 2026-08-27
Frequently Asked Questions About California § 675.5
What does Public Contract Code - PCC § 675.5 cover?
Section 675.5 ("In addition to any policy of insurance specified in Section 675, this chapter sha") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite California § 675.5?
A common citation format is "Public Contract Code - PCC § 675.5" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of California law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.
How does California § 675.5 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in California.