California § 488 - No insurer shall, in issuing or renewing a private passenger automobile insurance
Full text of California Public Contract Code - PCC § 488 — No insurer shall, in issuing or renewing a private passenger automobile insurance, with citation guidance and answers to common questions.
§ 488. No insurer shall, in issuing or renewing a private passenger automobile insurance
No insurer shall, in issuing or renewing a private passenger automobile insurance policy, increase the premium on that policy for the reason that the insured or applicant for insurance has been convicted for traffic violations committed while operating a motor vehicle for compensation during the hours of his employment if, with respect to a conviction, the employee or applicant has submitted to the insurer a written declaration made by the employee under penalty of perjury that the applicant or insured was, at that time, operating a motor vehicle for compensation during the hours of his or her employment. This section applies only to those individuals whose specific duties include driving their employerâs motor vehicles or individuals who have authority in their name from the Public Utilities Commission to operate as a highway carrier and who are the registered owners or lease operators of the motor vehicle used in the operation as a highway carrier. This section does not apply to an insured or applicant for insurance convicted of any of the following: (a) Homicide or assault arising out of the operation of a motor vehicle for compensation during the hours of employment. (b) A violation while operating a motor vehicle for compensation during the hours of employment of any of the following sections or section subdivisions of the Vehicle Code: (1) Subdivision (a) of Section 14601. (2) Subdivision (a) of Section 14601.1. (3) Subdivision (a) of Section 14601.2. (4) Section 20001 or 20002. (5) Subdivision (a) of Section 20008. (6) Section 23103, 23104, 23105, 23152, or 23153. (c) This section shall not apply to a person insured under the California assigned risk plan prescribed by Article 4 (commencing with Section 11620) of Chapter 1 of Part 3 of Division 2.
Source: official California text · Last verified 2026-08-27
Frequently Asked Questions About California § 488
What does Public Contract Code - PCC § 488 cover?
Section 488 ("No insurer shall, in issuing or renewing a private passenger automobile insurance") is part of the Public Contract Code - PCC, the codified statutory law of California. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite California § 488?
A common citation format is "Public Contract Code - PCC § 488" (California). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of California law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the California official source linked on this page or consult a licensed California attorney.
How does California § 488 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in California can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in California.