Arizona § 47-9201 - General effectiveness of security agreement

Full text of Arizona Arizona Revised Statutes § 47-9201 — General effectiveness of security agreement, with citation guidance and answers to common questions.

§ 47-9201. General effectiveness of security agreement

A. Except as otherwise provided in this title, a security agreement is effective according to its terms between the parties, against purchasers of the collateral and against creditors.

B. A transaction subject to this chapter is subject to any applicable rule of law that establishes a different rule for consumers and any other statute or rule that regulates the rates, charges, agreements and practices for loans, credit sales or other extensions of credit and any consumer protection statute or rule.

C. In case of conflict between this chapter and a rule of law, statute or other rule described in subsection B, the rule of law, statute or other rule controls. Failure to comply with a statute or rule described in subsection B has only the effect the statute or rule specifies.

D. This chapter does not:

1. Validate any rate, charge, agreement or practice that violates a rule of law, statute or other rule described in subsection B; or

2. Extend the application of the rule of law, statute or other rule to a transaction not otherwise subject to it.

Source: official Arizona text · Last verified 2026-08-27

Frequently Asked Questions About Arizona § 47-9201

What does Arizona Revised Statutes § 47-9201 cover?

Section 47-9201 ("General effectiveness of security agreement") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Arizona § 47-9201?

A common citation format is "Arizona Revised Statutes § 47-9201" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Arizona law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.

How does Arizona § 47-9201 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.