Arizona § 44-1695 - Liability
Full text of Arizona Arizona Revised Statutes § 44-1695 — Liability, with citation guidance and answers to common questions.
§ 44-1695. Liability
A. A consumer reporting agency or information source is not liable to any consumer resulting from:
1. Reporting inaccurate information corrected in compliance with sections 44-1694 and 44-1698 except as provided in this section.
2. Failing to lift a security freeze pursuant to section 44-1698, subsection G.
B. A consumer reporting agency is liable for any damages and attorney fees and court costs that are incurred by a consumer and that result from reporting of inaccurate information that a consumer reporting agency refuses to correct as provided in section 44-1694.
C. Any consumer reporting agency, user of information or source of information that is grossly negligent in the use or preparation of a consumer report or that acts wilfully and maliciously with intent to harm a consumer is liable to the consumer for actual damages, if any, punitive damages and attorney fees and court costs. If a consumer reporting agency prepares a consumer report, the consumer reporting agency shall follow reasonable procedures to ensure the maximum possible accuracy of the information relating to the consumer who is the subject of the consumer report.
D. Under section 44-1698, any consumer reporting agency that is grossly negligent or that acts wilfully and maliciously with intent to harm a consumer is liable to the consumer for actual damages, if any, attorney fees and court costs for the following:
1. Failing to implement a security freeze.
2. Releasing a credit report or credit score if a security freeze has been placed by the consumer.
3. Failing to remove a security freeze at the consumer's request.
Frequently Asked Questions About Arizona § 44-1695
What does Arizona Revised Statutes § 44-1695 cover?
Section 44-1695 ("Liability") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Arizona § 44-1695?
A common citation format is "Arizona Revised Statutes § 44-1695" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Arizona law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.
How does Arizona § 44-1695 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.