Arizona § 44-1208 - Loans secured by real estate; prohibited practices; insurance
Full text of Arizona Arizona Revised Statutes § 44-1208 — Loans secured by real estate; prohibited practices; insurance, with citation guidance and answers to common questions.
§ 44-1208. Loans secured by real estate; prohibited practices; insurance
Except for consumer lender loans regulated pursuant to section 6-636, for any loan that is secured by real property, a person shall not require as a condition of the loan that the borrower obtain property insurance coverage in an amount that exceeds the replacement cost of the improvements as established by the property insurer.
Source: official Arizona text · Last verified 2026-08-27
Frequently Asked Questions About Arizona § 44-1208
What does Arizona Revised Statutes § 44-1208 cover?
Section 44-1208 ("Loans secured by real estate; prohibited practices; insurance") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Arizona § 44-1208?
A common citation format is "Arizona Revised Statutes § 44-1208" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Arizona law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.
How does Arizona § 44-1208 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.