Arizona § 20-713 - Bylaws of mutual insurer

Full text of Arizona Arizona Revised Statutes § 20-713 — Bylaws of mutual insurer, with citation guidance and answers to common questions.

§ 20-713. Bylaws of mutual insurer

A. The initial board of directors of a domestic mutual insurer shall adopt original bylaws for the government of the corporation and conduct of its business. The bylaws shall be subject to the approval of the insurer's members at the next succeeding annual meeting of members, and no bylaw provision shall thereafter be effective that is not so approved. Bylaws shall be revoked or modified only by vote of the insurer's members at a meeting of which notice was given as provided in the bylaws.

B. The bylaws shall provide that each member of the insurer is entitled to one vote in the election of corporate directors and on all matters coming before membership meetings and that each vote may be exercised in person or by proxy.

C. The insurer shall promptly file with the director of the department of insurance and financial institutions a copy, certified by the insurer's secretary, of the bylaws and of every modification of or addition to the bylaws. The director shall disapprove any bylaw provision deemed by the director to be unlawful, inadequate, unfair or detrimental to the proper interests and protection of the insurer's members or any class of the insurer's members.  The insurer shall not, after receiving written notice of such disapproval and during the existence thereof, effectuate any disapproved bylaw provision.

Source: official Arizona text · Last verified 2026-08-27

Frequently Asked Questions About Arizona § 20-713

What does Arizona Revised Statutes § 20-713 cover?

Section 20-713 ("Bylaws of mutual insurer") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Arizona § 20-713?

A common citation format is "Arizona Revised Statutes § 20-713" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Arizona law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.

How does Arizona § 20-713 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.