Arizona § 20-2112 - Previous adverse underwriting decisions

Full text of Arizona Arizona Revised Statutes § 20-2112 — Previous adverse underwriting decisions, with citation guidance and answers to common questions.

§ 20-2112. Previous adverse underwriting decisions

An insurance institution or insurance producer shall not base an adverse underwriting decision in whole or in part:

1. On the fact of a previous adverse underwriting decision or the fact that an individual previously obtained insurance coverage through a residual market mechanism, except that an insurance institution or insurance producer may base an adverse underwriting decision on further information obtained from an insurance institution or insurance producer responsible for a previous adverse underwriting decision.

2. On personal information received from an insurance support organization whose primary source of information is insurance institutions, except that an insurance institution or insurance producer may base an adverse underwriting decision on further personal information obtained as the result of information received from the insurance support organization.

Frequently Asked Questions About Arizona § 20-2112

What does Arizona Revised Statutes § 20-2112 cover?

Section 20-2112 ("Previous adverse underwriting decisions") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Arizona § 20-2112?

A common citation format is "Arizona Revised Statutes § 20-2112" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Arizona law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.

How does Arizona § 20-2112 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.