Arizona § 20-1345 - Policy and attachments as entire contract; changes in policy
Full text of Arizona Arizona Revised Statutes § 20-1345 — Policy and attachments as entire contract; changes in policy, with citation guidance and answers to common questions.
§ 20-1345. Policy and attachments as entire contract; changes in policy
There shall be a provision as follows: "Entire contract; changes: This policy, including the endorsements and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be endorsed hereon or attached hereto. No agent has authority to change this policy or to waive any of its provisions."
Source: official Arizona text · Last verified 2026-08-27
Frequently Asked Questions About Arizona § 20-1345
What does Arizona Revised Statutes § 20-1345 cover?
Section 20-1345 ("Policy and attachments as entire contract; changes in policy") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Arizona § 20-1345?
A common citation format is "Arizona Revised Statutes § 20-1345" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Arizona law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.
How does Arizona § 20-1345 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.