Arizona § 20-1304 - Application and policy as entire contract; statements of applicant as representations
Full text of Arizona Arizona Revised Statutes § 20-1304 — Application and policy as entire contract; statements of applicant as representations, with citation guidance and answers to common questions.
§ 20-1304. Application and policy as entire contract; statements of applicant as representations
There shall be a provision that the policy shall constitute the entire contract between the parties, or, if a copy of the application is endorsed upon or attached to the policy when issued, a provision that the policy and the application therefor shall constitute the entire contract. If the application is so made a part of the contract, the policy shall also provide that all statements made by the applicant in such application shall, in the absence of fraud, be deemed to be representations and not warranties.
Source: official Arizona text · Last verified 2026-08-27
Frequently Asked Questions About Arizona § 20-1304
What does Arizona Revised Statutes § 20-1304 cover?
Section 20-1304 ("Application and policy as entire contract; statements of applicant as representations") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Arizona § 20-1304?
A common citation format is "Arizona Revised Statutes § 20-1304" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Arizona law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.
How does Arizona § 20-1304 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.