Arizona § 20-1251 - Requirements for group contracts
Full text of Arizona Arizona Revised Statutes § 20-1251 — Requirements for group contracts, with citation guidance and answers to common questions.
§ 20-1251. Requirements for group contracts
A. Except as provided in subsection C of this section, no life insurance policy shall be delivered in this state insuring the lives of more than one individual unless to one of the groups as provided for in section 20-1251.01 and sections 20-1252 through 20-1256 and unless in compliance with the other applicable provisions of those sections.
B. Subsection A of this section shall not apply to life insurance policies:
1. Insuring only individuals related by marriage, blood or legal adoption.
2. Insuring only individuals having a common interest through ownership of a business enterprise, or a substantial legal interest or equity therein, and who are actively engaged in the management thereof.
3. Insuring only individuals otherwise having an insurable interest in each other's lives.
C. A life insurance policy may be delivered or issued for delivery in this state insuring the lives of more than one individual if, in the director's discretion, the director determines that the group of individuals to be insured is substantially similar to a group described in section 20-1251.01 and sections 20-1252 through 20-1256.
D. Nothing in this article validates any charge or practice illegal under any rule of law or regulation governing usury, consumer lender loans, retail installment sales or the like, or extends the application of any such rule of law or regulation to any transaction not otherwise subject thereto.
Source: official Arizona text · Last verified 2026-08-27
Frequently Asked Questions About Arizona § 20-1251
What does Arizona Revised Statutes § 20-1251 cover?
Section 20-1251 ("Requirements for group contracts") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Arizona § 20-1251?
A common citation format is "Arizona Revised Statutes § 20-1251" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Arizona law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.
How does Arizona § 20-1251 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.