Arizona § 20-1132 - Exemption of group life insurance proceeds from creditors; exception

Full text of Arizona Arizona Revised Statutes § 20-1132 — Exemption of group life insurance proceeds from creditors; exception, with citation guidance and answers to common questions.

§ 20-1132. Exemption of group life insurance proceeds from creditors; exception

A. A policy of group life insurance or the proceeds thereof payable to the individual insured or to the beneficiary thereunder shall not be liable, either before or after payment, to be applied by any legal or equitable process to pay any liability of any person having a right under the policy. The proceeds thereof, when not made payable to a named beneficiary or to a third person pursuant to a facility-of-payment clause, shall not constitute a part of the estate of the individual insured for the payment of his debts.

B. This section shall not apply to group life insurance issued pursuant to article 2 of chapter 6 of this title to a creditor covering his debtors, to the extent that such proceeds are applied to payment of the obligation for the purpose of which the insurance was so issued.

Source: official Arizona text · Last verified 2026-08-27

Frequently Asked Questions About Arizona § 20-1132

What does Arizona Revised Statutes § 20-1132 cover?

Section 20-1132 ("Exemption of group life insurance proceeds from creditors; exception") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Arizona § 20-1132?

A common citation format is "Arizona Revised Statutes § 20-1132" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Arizona law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.

How does Arizona § 20-1132 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.