Arizona § 20-265 - Motor vehicle insurance; premium and fee comparisons and complaint ratios

Full text of Arizona Arizona Revised Statutes § 20-265 — Motor vehicle insurance; premium and fee comparisons and complaint ratios, with citation guidance and answers to common questions.

§ 20-265. Motor vehicle insurance; premium and fee comparisons and complaint ratios

The department of insurance and financial institutions shall compile comparisons of premiums and fees charged at policy inception and complaint ratios for motor vehicle insurance policies that insure six or fewer motor vehicles. The comparisons shall reflect premiums and fees associated with the inception of a policy for not fewer than five hypothetical insureds for urban areas and five hypothetical insureds for rural areas. The department of insurance and financial institutions shall forward copies of the comparisons of premiums and fees charged at policy inception and complaint ratios to the department of transportation. The director of the department of transportation in consultation with the director of the department of insurance and financial institutions shall make the copies available to the public.  The department of insurance and financial institutions may include in the comparison information consumer information that describes the nature of bodily injury coverage, property damage coverage, collision coverage, comprehensive coverage, medical payment coverage, uninsured motorist coverage and underinsured motorist coverage.

Source: official Arizona text · Last verified 2026-08-27

Frequently Asked Questions About Arizona § 20-265

What does Arizona Revised Statutes § 20-265 cover?

Section 20-265 ("Motor vehicle insurance; premium and fee comparisons and complaint ratios") is part of the Arizona Revised Statutes, the codified statutory law of Arizona. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Arizona § 20-265?

A common citation format is "Arizona Revised Statutes § 20-265" (Arizona). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Arizona law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Arizona official source linked on this page or consult a licensed Arizona attorney.

How does Arizona § 20-265 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Arizona can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Arizona.