Alaska § 45.29.516 - What constitutes filing; effectiveness of filing.

§ 45.29.516. What constitutes filing; effectiveness of filing.

 (a) Except as otherwise provided in (b) of this section, communication of a record to a filing office and tender of the filing fee or acceptance of the record by the filing office constitutes filing.

 (b) Filing does not occur with respect to a record that a filing office refuses to accept because        (1) the record is not communicated by a method or medium of communication authorized by the filing office;

 (2) an amount equal to or greater than the applicable filing fee is not tendered;

 (3) the filing office is unable to index the record because, in the case of             (A) an initial financing statement, the record does not provide a name for the debtor;

 (B) an amendment or information statement, the record                  (i) does not identify the initial financing statement as required by AS 45.29.512 or 45.29.518, as applicable; or

 (ii) identifies an initial financing statement whose effectiveness has lapsed under AS 45.29.515 ;

 (C) an initial financing statement that provides the name of a debtor identified as an individual or an amendment that provides a name of a debtor identified as an individual that was not previously provided in the financing statement to which the record relates, the record does not identify the debtor's surname;

 (D) a record filed in the filing office described in AS 45.29.501 (a)(1) that relates to real property, the record does not provide a sufficient description of the real property to which it relates; or

 (E) a fixture filing or other filing allowed to be filed for record in a filing office described in AS 45.29.501 (a)(1), the filing does not provide the name of the debtor and record owner;

 (4) in the case of an initial financing statement or an amendment that adds a secured party of record, the record does not provide a name and mailing address for the secured party of record;

 (5) in the case of an initial financing statement or an amendment that provides a name of a debtor that was not previously provided in the financing statement to which the amendment relates, the record does not             (A) provide a mailing address for the debtor; or

 (B) indicate whether the name provided as the name of the debtor is the name of an individual or an organization;

 (6) in the case of an assignment reflected in an initial financing statement under AS 45.29.514 (a) or an amendment filed under AS 45.29.514 (b), the record does not provide a name and mailing address for the assignee;

 (7) in the case of a continuation statement, the record is not filed within the six-month period prescribed by AS 45.29.515 (d); or

 (8) the record is not communicated on a form authorized by filing office regulation.

 (c) For purposes of (b) of this section, a record        (1) does not provide information if the filing office is unable to read or decipher the information; and

 (2) that does not indicate that it is an amendment or identify an initial financing statement to which it relates as required by AS 45.29.512 , 45.29.514, or 45.29.518 is an initial financing statement.

 (d) A record that is communicated to the filing office with tender of the filing fee, but which the filing office refuses to accept for a reason other than one set out in (b) of this section, is effective as a filed record except as against a purchaser of the collateral who gives value in reasonable reliance on the absence of the record from the files.