Alaska § 21.55.130 - Preexisting conditions.

Full text of Alaska Alaska Statutes § 21.55.130 — Preexisting conditions., with citation guidance and answers to common questions.

§ 21.55.130. Preexisting conditions.

 (a) A preexisting condition exclusion in a state plan may not exclude coverage of a preexisting condition unless        (1) the condition first manifested itself within the period of three months immediately before the effective date of coverage in a manner that would cause a reasonably prudent person to seek diagnosis, care, or treatment; or

 (2) medical advice or treatment was recommended or received within the period of three months immediately before the effective date of coverage.

 (b) A policy may not exclude coverage for a loss due to preexisting conditions for a period greater than six months following the effective date of coverage.

 (c) A state plan issued to a person whose previous subscriber contract, health policy, or Medicare supplement policy was involuntarily terminated shall credit the time covered under the previous contract or policy toward an exclusion for preexisting conditions under the state plan if the previous contract or policy had a similar preexisting condition exclusion and the person applies for a state plan within 31 days after termination of the previous contract or policy. If a person covered by this subsection is accepted by the plan administrator and pays a specified premium for retroactive coverage, the state plan is effective retroactively to the date that the person's previous contract or policy terminated.

 (d) A state plan issued to a federally defined eligible individual may not impose a preexisting condition exclusion.

 (e) A state plan issued to a qualified TAA eligible individual may not impose a preexisting condition exclusion.

Frequently Asked Questions About Alaska § 21.55.130

What does Alaska Statutes § 21.55.130 cover?

Section 21.55.130 ("Preexisting conditions.") is part of the Alaska Statutes, the codified statutory law of Alaska. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Alaska § 21.55.130?

A common citation format is "Alaska Statutes § 21.55.130" (Alaska). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Alaska law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alaska official source linked on this page or consult a licensed Alaska attorney.

How does Alaska § 21.55.130 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alaska can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Alaska.