Alaska § 21.39.035 - Required filing of insurance scoring models; personal insurance.
Full text of Alaska Alaska Statutes § 21.39.035 — Required filing of insurance scoring models; personal insurance., with citation guidance and answers to common questions.
§ 21.39.035. Required filing of insurance scoring models; personal insurance.
(a) Credit history may not be used to determine personal insurance rates or premiums or to make underwriting decisions unless the insurance scoring models are filed with the director. Insurance scoring models include all attributes and factors used in the calculation of an insurance score, statistical validation, documentation, appropriate loss information, and any other relevant factors.
(b) Information filed under (a) of this section (1) is confidential, shall be considered a trade secret, and is not subject to public inspection under AS 21.06.060 ;
(2) may be released or otherwise shared as provided in AS 21.06.060 ; and
(3) shall be filed by the insurer and may not be filed by a third party or vendor.
(c) An insurer shall comply with AS 21.36.460 when using credit history to calculate a personal insurance score or determine personal insurance premiums or rates.
(d) Notwithstanding (b) of this section, the director shall make available to the public a general description of the insurance scoring models filed under (a) of this section. A general description of insurance scoring models may not disclose any trade secrets contained in the models.
(e) In this section, (1) “credit history” has the meaning given in AS 21.36.460 ;
(2) “insurance score” has the meaning given in AS 21.36.460 ;
(3) “personal insurance” has the meaning given in AS 21.36.460 .
Source: official Alaska text · Last verified 2026-08-27
Frequently Asked Questions About Alaska § 21.39.035
What does Alaska Statutes § 21.39.035 cover?
Section 21.39.035 ("Required filing of insurance scoring models; personal insurance.") is part of the Alaska Statutes, the codified statutory law of Alaska. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alaska § 21.39.035?
A common citation format is "Alaska Statutes § 21.39.035" (Alaska). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alaska law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alaska official source linked on this page or consult a licensed Alaska attorney.
How does Alaska § 21.39.035 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alaska can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alaska.