Alabama § 7-4-106 - Payable through or Payable at Bank; Collecting Bank.
Full text of Alabama Code of Alabama § 7-4-106 — Payable through or Payable at Bank; Collecting Bank., with citation guidance and answers to common questions.
§ 7-4-106. Payable through or Payable at Bank; Collecting Bank.
(a) If an item states that it is “payable through” a bank identified in the item, (i) the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item, and (ii) the item may be presented for payment only by or through the bank.
(b) If an item states that it is “payable at” a bank identified in the item, (i) the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item, and (ii) the item may be presented for payment only by or through the bank.
(c) If a draft names a nonbank drawee and it is unclear whether a bank named in the draft is a co-drawee or a collecting bank, the bank is a collecting bank.
Source: official Alabama text · Last verified 2026-08-27
Frequently Asked Questions About Alabama § 7-4-106
What does Code of Alabama § 7-4-106 cover?
Section 7-4-106 ("Payable through or Payable at Bank; Collecting Bank.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alabama § 7-4-106?
A common citation format is "Code of Alabama § 7-4-106" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alabama law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.
How does Alabama § 7-4-106 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.