Alabama § 27-57-4 - (Amended by Act 2026-130) Exclusions, Reductions, Etc., Permitted; Benefits Subject to Annual Deductible, Co-Insurance.

Full text of Alabama Code of Alabama § 27-57-4 — (Amended by Act 2026-130) Exclusions, Reductions, Etc., Permitted; Benefits Subject to Annual Deductible, Co-Insurance., with citation guidance and answers to common questions.

§ 27-57-4. (Amended by Act 2026-130) Exclusions, Reductions, Etc., Permitted; Benefits Subject to Annual Deductible, Co-Insurance.

AMENDED BY ACT 2026-130, EFFECTIVE OCTOBER 1, 2026. SEE ACT FOR REVISED LANGUAGE.

(a) The coverage offered under Section 27-57-2 shall contain any exclusions, reductions, or other limitations as to coverages, deductibles, or coinsurance provisions which apply to that coverage as may be approved by the Commissioner of Insurance.

(b) The benefits provided in this chapter shall be subject to the same annual deductible or coinsurance established for all other covered benefits within a given policy.

Source: official Alabama text · Last verified 2026-08-27

Frequently Asked Questions About Alabama § 27-57-4

What does Code of Alabama § 27-57-4 cover?

Section 27-57-4 ("(Amended by Act 2026-130) Exclusions, Reductions, Etc., Permitted; Benefits Subject to Annual Deductible, Co-Insurance.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Alabama § 27-57-4?

A common citation format is "Code of Alabama § 27-57-4" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Alabama law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.

How does Alabama § 27-57-4 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.