Alabama § 27-43-4 - Applicability of Chapter.
Full text of Alabama Code of Alabama § 27-43-4 — Applicability of Chapter., with citation guidance and answers to common questions.
§ 27-43-4. Applicability of Chapter.
The insurance laws of this state, including this chapter, do not apply to:
(1) Retainer contracts made by attorneys-at-law with individual clients with fees based on estimates of the nature and amount of services to be provided to the specific client and similar contracts made with a group of clients involved in the same or closely related legal matters;
(2) Any lawyer referral services authorized by the State Bar of Alabama;
(3) The furnishing of legal assistance by labor unions and other employee organizations to their members in matters relating to employment or occupations;
(4) The furnishing of legal assistance to members and/or dependents by churches, cooperatives, educational institutions, credit unions, labor unions, or other organizations of employees, where such organizations contract with and pay directly a lawyer or law firm(s) for the provision of legal services, where the assistance is provided as an incident to membership and not on the basis of an optional fee or charge and the administration of such program of legal assistance is wholly conducted by the organization; and
(5) Employee welfare benefit plans to the extent that state laws are superseded by Section 514 of the Employee Retirement Income Security Act of 1974, provided evidence of exemption from state laws is shown to the department.
Frequently Asked Questions About Alabama § 27-43-4
What does Code of Alabama § 27-43-4 cover?
Section 27-43-4 ("Applicability of Chapter.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alabama § 27-43-4?
A common citation format is "Code of Alabama § 27-43-4" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alabama law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.
How does Alabama § 27-43-4 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.