Alabama § 27-31D-2.1 - Endorsement Offer to Upgrade Home to Fortified Standard When Damage Requires Roof Replacement.
Full text of Alabama Code of Alabama § 27-31D-2.1 — Endorsement Offer to Upgrade Home to Fortified Standard When Damage Requires Roof Replacement., with citation guidance and answers to common questions.
§ 27-31D-2.1. Endorsement Offer to Upgrade Home to Fortified Standard When Damage Requires Roof Replacement.
(a) Insurance companies writing homeowners insurance shall offer a fortified bronze roof endorsement to upgrade a nonfortified home, which is otherwise eligible for a fortified standard, to a fortified standard identified in Section 27-31D-2, when the insured incurs damage covered by the policy requiring the roof to be replaced. The endorsement shall upgrade the nonfortified home consistent with the fortified requirements for the geographic area in which the nonfortified home is located.
(b) The endorsement offer shall be made at the time of writing a new policy on a nonfortified home and at the time of first renewal of an existing policy on a nonfortified home following January 1, 2020.
(c) Insurance companies shall file their endorsement form and accompanying rates for approval by the Department of Insurance by October 2, 2019.
(d) The commissioner may adopt rules as necessary for the implementation of this section.
Source: official Alabama text · Last verified 2026-08-27
Frequently Asked Questions About Alabama § 27-31D-2.1
What does Code of Alabama § 27-31D-2.1 cover?
Section 27-31D-2.1 ("Endorsement Offer to Upgrade Home to Fortified Standard When Damage Requires Roof Replacement.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alabama § 27-31D-2.1?
A common citation format is "Code of Alabama § 27-31D-2.1" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alabama law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.
How does Alabama § 27-31D-2.1 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.