Alabama § 27-18-12 - Policy Provisions - Conversion - Termination of Policy.
Full text of Alabama Code of Alabama § 27-18-12 — Policy Provisions - Conversion - Termination of Policy., with citation guidance and answers to common questions.
§ 27-18-12. Policy Provisions - Conversion - Termination of Policy.
The group life insurance policy shall contain a provision that if the group policy terminates, or is amended so as to terminate the insurance of any class of insured persons, every person insured thereunder at the date of such termination whose insurance terminates and who has been so insured for at least five years prior to such termination date shall be entitled to have issued to him by the insurer an individual policy of life insurance, subject to the same conditions and limitations as are provided by Section 27-18-11; except, that the group policy may provide that the amount of such individual policy shall not exceed the smaller of:
(1) The amount of the person’s life insurance protection ceasing because of the termination or amendment of the group policy, less the amount of any life insurance for which he is, or becomes, eligible under any group policy issued or reinstated by the same or another insurer, within 31 days after such termination; and
(2) $2,000.00.
Source: official Alabama text · Last verified 2026-08-27
Frequently Asked Questions About Alabama § 27-18-12
What does Code of Alabama § 27-18-12 cover?
Section 27-18-12 ("Policy Provisions - Conversion - Termination of Policy.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alabama § 27-18-12?
A common citation format is "Code of Alabama § 27-18-12" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alabama law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.
How does Alabama § 27-18-12 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.