Alabama § 27-14-10 - Standard or Uniform Provisions; Waiver or Substitution Thereof.
Full text of Alabama Code of Alabama § 27-14-10 — Standard or Uniform Provisions; Waiver or Substitution Thereof., with citation guidance and answers to common questions.
§ 27-14-10. Standard or Uniform Provisions; Waiver or Substitution Thereof.
(a) Insurance contracts shall contain such standard or uniform provisions as are required by the applicable provisions of this title pertaining to contracts of particular kinds of insurance; however, the commissioner may waive the required use of a particular provision in a particular insurance policy form if:
(1) He finds such provision unnecessary for the protection of the insured or inconsistent with the purposes of the policy; and
(2) The policy is otherwise approved by him.
(b) No policy shall contain any provision inconsistent with, or contradictory to, any standard or uniform provision used or required to be used, but the commissioner may approve any substitute provision which is, in his opinion, not less favorable in any particular to the insured or beneficiary than the provisions otherwise required.
(c) In lieu of the provisions required by this title for contracts for particular kinds of insurance, substantially similar provisions required by the law of the domicile of a foreign or alien insurer may be used when approved by the commissioner.
Source: official Alabama text · Last verified 2026-08-27
Frequently Asked Questions About Alabama § 27-14-10
What does Code of Alabama § 27-14-10 cover?
Section 27-14-10 ("Standard or Uniform Provisions; Waiver or Substitution Thereof.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alabama § 27-14-10?
A common citation format is "Code of Alabama § 27-14-10" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alabama law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.
How does Alabama § 27-14-10 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.