Alabama § 27-12-24 - Refusal of Insurer to Pay or Settle Claims.
Full text of Alabama Code of Alabama § 27-12-24 — Refusal of Insurer to Pay or Settle Claims., with citation guidance and answers to common questions.
§ 27-12-24. Refusal of Insurer to Pay or Settle Claims.
No insurer shall, without just cause, refuse to pay or settle claims arising under coverages provided by its policies in this state and with such frequency as to indicate a general business practice in this state, which general business practice is evidenced by:
(1) A substantial increase in the number of complaints against the insurer received by the Insurance Department;
(2) A substantial increase in the number of lawsuits against the insurer or its insureds by claimants; and
(3) Other relevant evidence.
Source: official Alabama text · Last verified 2026-08-27
Frequently Asked Questions About Alabama § 27-12-24
What does Code of Alabama § 27-12-24 cover?
Section 27-12-24 ("Refusal of Insurer to Pay or Settle Claims.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alabama § 27-12-24?
A common citation format is "Code of Alabama § 27-12-24" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alabama law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.
How does Alabama § 27-12-24 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.