Alabama § 27-12-11 - Life, Annuity, and Disability Insurance - Unfair Discrimination in Rates, Etc.
Full text of Alabama Code of Alabama § 27-12-11 — Life, Annuity, and Disability Insurance - Unfair Discrimination in Rates, Etc., with citation guidance and answers to common questions.
§ 27-12-11. Life, Annuity, and Disability Insurance - Unfair Discrimination in Rates, Etc.
(a) No person shall make or permit any unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for any contract of life insurance or of life annuity, or in the dividends or other benefits payable thereon or in any other of the terms and conditions of such contract.
(b) No person shall make or permit any unfair discrimination between amount of premium, policy fees or rates charged for any policy or contract of disability insurance, or in the benefits payable thereunder, or in any of the terms or conditions of such contract or in any other manner whatever.
Source: official Alabama text · Last verified 2026-08-27
Frequently Asked Questions About Alabama § 27-12-11
What does Code of Alabama § 27-12-11 cover?
Section 27-12-11 ("Life, Annuity, and Disability Insurance - Unfair Discrimination in Rates, Etc.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alabama § 27-12-11?
A common citation format is "Code of Alabama § 27-12-11" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alabama law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.
How does Alabama § 27-12-11 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.