Alabama § 12-21-164 - Deceased Borrower’s Representative as Usury Witness.
Full text of Alabama Code of Alabama § 12-21-164 — Deceased Borrower’s Representative as Usury Witness., with citation guidance and answers to common questions.
§ 12-21-164. Deceased Borrower’s Representative as Usury Witness.
When the borrower is dead and usury is relied on as a defense, the representative of the borrower, having given 10 days’ notice to the plaintiff, or his attorney of his intention so to do, is a competent witness to prove the usury by swearing that he believes the contract to be usurious, if the plaintiff was the lender, unless the plaintiff denies on oath, in open court, the truth of the facts proposed to be sworn to by the defendant.
Source: official Alabama text · Last verified 2026-08-27
Frequently Asked Questions About Alabama § 12-21-164
What does Code of Alabama § 12-21-164 cover?
Section 12-21-164 ("Deceased Borrower’s Representative as Usury Witness.") is part of the Code of Alabama, the codified statutory law of Alabama. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Alabama § 12-21-164?
A common citation format is "Code of Alabama § 12-21-164" (Alabama). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Alabama law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Alabama official source linked on this page or consult a licensed Alabama attorney.
How does Alabama § 12-21-164 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Alabama can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Alabama.